Process Flow

Create User (by Program)

Scenario:

Program credential to create a User on the platform

Important Considerations:

Users primary Emails must be unique as the system will not allow for the creation of a User if another verified email already exist.
This scenario will not create Accounts (E-Wallet or Debit Card) for the User.

Step	Description	Grant Type	Notes	Sample
1.	Action: Get program credential Token End Point: oauth/token	program		View
2.	Action: Create User End Point: user	program		View
3.	Action: Get User End Point: user/user_id	program	Must pass the User ID to the End Point	View
4.	Action: Update User End Point: user/user_id	program	Must pass the User ID to the End Point	View

Create and Activate Account for a User (in 2 Steps by Program)

Scenario:

Program credential to create an Account (E-Wallet or Debit Card) linked to a User on the platform.

Important Considerations:

A User must exist in the system and must be active.
Account creation requirements must be met by the User in order for the system to create the Account, the requirements are:
- User country of residence: the country of the User primary address must be enabled (program configuration and can be modified).
- User verification status (Limited, Confirmed or Trusted) must be met (program configuration and can be modified).
- User age: The minimum age allowed to activate accounts (program configuration and can be modified).
The Account creation and activation scenario for this flow is to create and activate a Virtual Debit Card to an existing User.

Step	Description	Grant Type	Notes	Sample
1.	Action: Get program credential Token End Point: oauth/token	program		View
2.	Action: Create User End Point: user	program		View
3.	Action: Create Account End Point: account	program		View
4.	Action: Get Account End Point: account/account_id	program	Must pass the Account ID to the End Point	View

Create User with Auto Create and Activate Account (in 1 Step by Program)

Scenario:

Program credential to create a User and have the Account auto create for (E-Wallet or Debit Card) on the platform.

Important Considerations:

This feature must be enabled on the Program to allow for auto Account creation.
This may result in partial successful process, where the User gets created but the Account fails to create due to failing the account creation requirements; which means that the User information must be updated and a new Account creation request must be initiated.
Account creation requirements must be meet by the User in order for the system to activate the account, the requirements are:
- User country of residence: the country of the User primary address must be enabled (program configuration and can be modified)
- User verification status of the user (Limited, Confirmed or Trusted) (program configuration and can be modified)
- User age: The minimum age allowed to activate accounts (program configuration and can be modified)
The Account creating and activation scenario for this flow is to create and activate a Virtual Debit Card to a newly created User in a single request.

Step	Description	Grant Type	Notes	Sample
1.	Action: Get program credential Token End Point: oauth/token	program		View
2.	Action: Create User End Point: user	program		View
3.	Action: Put Account End Point: account/account_id	program	Must pass the Account ID to the End Point	View
4.	Action: Get Account End Point: account/account_id	program	Must pass the Account ID to the End Point	View

Create User with Auto Create Account to be Activated by User after Receiving Physical Card by Mail, Step 1 by Program and Step 2 by User (2 Steps)

Get Account info, load funds into active Account and get Transaction history

Step	Description	Grant Type	Notes	Sample
1.	Action: Get program credential Token End Point: oauth/token	program		View
2.	Action: Create User End Point: user	program		View
3.	Action: Create Currency End Point: user/currency/user_id	program	Must pass the User ID to the End Point	View
4.	Action: Create Account End Point: account	program		View
5.	Action: Get Account info End Point: account/info/account_id	program	Must pass the Account ID to the End Point	View
6.	Action: Get Account Limits End Point: account/limits/account_id	program	Must pass the Account ID to the End Point	View
7.	Action: Create Transaction End Point: transaction	program		View
8.	Action: Inquiry Transaction End Point: transaction/inquiry?	program	Must pass the Query parameters to the End Point	View

Process Flow

Create User (by Program)

Scenario:

Important Considerations:

Create and Activate Account for a User (in 2 Steps by Program)

Scenario:

Important Considerations:

Create User with Auto Create and Activate Account (in 1 Step by Program)

Scenario:

Important Considerations:

Create User with Auto Create Account to be Activated by User after Receiving Physical Card by Mail, Step 1 by Program and Step 2 by User (2 Steps)

Scenario:

Important Considerations:

Get Account info, load funds into active Account and get Transaction history

Upload Document for identification Document for a User and Get Document Status (by Program)

Replacement Process for Lost or Stolen Accounts (by Program)

Process Flow

Create User (by Program)

Scenario:

Important Considerations:

Create and Activate Account for a User (in 2 Steps by Program)

Scenario:

Important Considerations:

Create User with Auto Create and Activate Account (in 1 Step by Program)

Scenario:

Important Considerations:

Create User with Auto Create Account to be Activated by User after Receiving Physical Card by Mail, Step 1 by Program and Step 2 by User (2 Steps)

Scenario:

Important Considerations:

Get Account info, load funds into active Account and get Transaction history

Upload Document for identification Document for a User and Get Document Status (by Program)

Replacement Process for Lost or Stolen Accounts (by Program)

Get Token

Get program credential Token

Creat User

Create a new user under the program

Get User

Lookup user details

Update User

Update user information

Get Token

Get program credential Token

Creat User

Create a new user under the program

Creat Account

Creat Account

Get Account

Lookup user Account

Get Token

Get program credential Token

Creat User

Create a new user under the program

Update Account

Update Account

Get Account

Lookup user Account

Get Token

Get program credential Token

Creat User

Create a new user under the program

Creat Currency

Create a new Currency under the program

Creat Account

Create a new Account under the program

Get Account Info

Get Account Info under the program

Get Account Limits

Get Account Limits under the program

Post Transaction

Post Transaction under the program

Inquiry Transaction

Get Transactions under the program

Get Token

Get program credential Token

Creat User

Create a new user under the program

Creat Document

Create a new Document under the program

Get Document

Get Document under the program

Create Replacement Account

Create Account

Create Replacement Account

Create Account

Update Account

Update Account